Choose where you study

Malaysia, by a clear margin, because you get a UK or Australian awarded degree on a Malaysian campus at a fraction of the tuition and living cost. New Zealand usually sits in the middle. The UK varies most, because a regional university and a London one can be ten thousand pounds apart.

Australia, at 48 hours per fortnight during term. The UK and New Zealand both allow 20 hours per week. Do not build your budget around part time earnings though, because visa financial evidence is assessed on the funds you can show upfront, not what you expect to earn.

It depends heavily on the destination and the course, and the rules in this area change. Australia is generally the most workable for dependants. UK taught master courses generally cannot bring dependants. Tell your counsellor early if family is essential, because it narrows the shortlist significantly.

New Zealand offers up to three years on eligible degrees and Australia two to three. The UK Graduate Route gives two years with no sponsor needed. The UK still often wins on speed, because a one year master means you reach the work stage a full year earlier.

Use the fit finder above. It weighs your grades, English position, budget and priorities against what each destination typically asks for, and gives you a starting point plus the things working against you. Then a counsellor confirms it against your actual documents.