If you’re planning to study in Australia, Overseas Student Health Cover (OSHC) is a mandatory requirement for your student visa. OSHC helps international students manage healthcare costs during their stay and ensures access to essential medical services. At Globex Education, we guide students through every step of the Australian study process—including OSHC selection and compliance.
What Is OSHC?
OSHC (Overseas Student Health Cover) is a health insurance policy designed specifically for international students in Australia. It helps cover the cost of:
- Doctor (GP) visits
- Hospital treatment
- Emergency ambulance services
- Prescription medicines (limited cover)
Without valid OSHC, your Australian student visa may be refused or cancelled.
Why OSHC Is Mandatory
The Australian Government requires all international students to have OSHC for the entire duration of their visa to ensure students can access healthcare without financial stress.
OSHC:
- Protects students from high medical costs
- Supports Australia’s healthcare system
- Is a visa condition (Condition 8501)
When Should You Buy OSHC?
You must purchase OSHC:
- Before your visa application, and
- Covering the full length of your course
Your OSHC dates must match or exceed your Confirmation of Enrolment (CoE).
OSHC Providers in Australia
Approved OSHC providers include:
- Bupa Australia
- Medibank
- Allianz Care Australia
- nib OSHC
- ahm OSHC
Each provider offers different plans and prices, depending on coverage type (single, couple, or family).
OSHC Cost (Approximate)
OSHC cost depends on duration and coverage type:
- Single student: AUD 500–700 per year
- Couple: Higher than single cover
- Family: Highest cost
Prices may vary by provider and benefits.
OSHC for Dependents
If you bring dependents (spouse or children), you must purchase Family OSHC. This ensures healthcare coverage for all accompanying family members during your stay.
What OSHC Does NOT Fully Cover
OSHC may not fully cover:
- Dental treatments
- Optical care
- Physiotherapy
You can purchase Extra Cover if needed.
What Happens If OSHC Expires?
Letting your OSHC lapse can:
- Breach visa conditions
- Lead to visa cancellation
- Create financial risk during emergencies
Always renew OSHC before expiry.
How Globex Education Helps You
At Globex Education, we assist with:
- Choosing the right OSHC provider
- Matching OSHC with visa duration
- Including dependents correctly
- Ensuring visa compliance
Final Thoughts
OSHC is not just a visa requirement—it’s essential protection for your health and finances while studying in Australia. Choosing the right OSHC ensures peace of mind throughout your study journey.
📞 Contact Globex Education today for expert guidance on studying in Australia with confidence.
